| Kirk Millson Plumb & Co. |
This Web page is designed to be a time saver for anyone considering the purchase of a home in Sugar House
Utah. Check out area neighborhoods and the styles of homes you will find in them. You can also check
test scores for schools. This page has information of specific interest to home buyers.
Click on this Mortgage Calculator link, and you can see what your dream home will cost you per month.
You can search the MLS for the perfect house by clicking Search For Houses.
Click the Kirk Millson link to find out more about this Salt Lake City realtor and his Sugar House real estate
brokerage Plumb & Co. You can see Kirk Millson's listings as well as all of Plumb & Co.'s offerings.
Before you are ready to buy, however, there are a couple of things you ought to do:
1. Check your credit score. The lower your credit score, the higher your interest rate. Score too low and no
one will give you a mortgage. You can check your score at Freecreditreport.com, or check with your mortgage
lender. Don't have one? Then . . .
2. Call a good lender. I recommend Kelle Smart at Academy Mortgage (801.486.5800) and Rory Hackett of
The Lending Group at (801.580.2609). Plumb & Co. real estate agents have worked with Kelle and Rory for
decades. They are efficient, honest and nice as all get-out. Being pre-approved for a loan is a must before
making an offer.
3. Educate yourself. Make an appointment with Kirk to see houses in all the neighborhoods of the area you
are considering. Then see all the houses in the neighborhood you choose that fit your criteria (IE, price,
bedrooms, baths, style, garage space, ect). If you do that, you will know a great house when you see one, and
you will know whether it is being offered at a reasonable price.
4. Read the contracts now. There is a small pile of paperwork that goes along with making an offer for a
house. Besides the six-page Real Estate Purchase Contract, you will be signing an agency disclosure form, a
buyer due-diligence checklist and, in homes built prior to 1978, a lead paint disclosure form. Kirk will be happy to
sit down and go through these forms with you. For now, click on the links below for a preview:
A. Buyer Checklist.
B. Lead Paint Addendum
C. Agency Disclosure
D. Real Estate Purchase Contract
5. Check out the schools. Whether or not you have kids, buying a home near a good school is always a good
investment. Check The Best Schools link for school information.
Utah. Check out area neighborhoods and the styles of homes you will find in them. You can also check
test scores for schools. This page has information of specific interest to home buyers.
Click on this Mortgage Calculator link, and you can see what your dream home will cost you per month.
You can search the MLS for the perfect house by clicking Search For Houses.
Click the Kirk Millson link to find out more about this Salt Lake City realtor and his Sugar House real estate
brokerage Plumb & Co. You can see Kirk Millson's listings as well as all of Plumb & Co.'s offerings.
Before you are ready to buy, however, there are a couple of things you ought to do:
1. Check your credit score. The lower your credit score, the higher your interest rate. Score too low and no
one will give you a mortgage. You can check your score at Freecreditreport.com, or check with your mortgage
lender. Don't have one? Then . . .
2. Call a good lender. I recommend Kelle Smart at Academy Mortgage (801.486.5800) and Rory Hackett of
The Lending Group at (801.580.2609). Plumb & Co. real estate agents have worked with Kelle and Rory for
decades. They are efficient, honest and nice as all get-out. Being pre-approved for a loan is a must before
making an offer.
3. Educate yourself. Make an appointment with Kirk to see houses in all the neighborhoods of the area you
are considering. Then see all the houses in the neighborhood you choose that fit your criteria (IE, price,
bedrooms, baths, style, garage space, ect). If you do that, you will know a great house when you see one, and
you will know whether it is being offered at a reasonable price.
4. Read the contracts now. There is a small pile of paperwork that goes along with making an offer for a
house. Besides the six-page Real Estate Purchase Contract, you will be signing an agency disclosure form, a
buyer due-diligence checklist and, in homes built prior to 1978, a lead paint disclosure form. Kirk will be happy to
sit down and go through these forms with you. For now, click on the links below for a preview:
A. Buyer Checklist.
B. Lead Paint Addendum
C. Agency Disclosure
D. Real Estate Purchase Contract
5. Check out the schools. Whether or not you have kids, buying a home near a good school is always a good
investment. Check The Best Schools link for school information.
| Buying a home in Sugar House |
| A Little Preparation Will Save You a Lot of Time |
| 801.419.8912 |
| Home Why Kirk Millson? Kirk's Listings The Neighborhoods Old House Styles Salt Lake City Schools Buyer Tools - MLS Seller Tools Area Attractions Area Businesses Utah Economy Land in Utah Sugar House Weather Sitemap Other Salt Lake Valley Communities Communities Near Sugar House Kirk Millson Kirk@SugarHouseUtah.com 801-419-8912 Plumb & Co. Realtors 1001 E. 2100 South Salt Lake City, Utah 84106 ©2007 Kirk Millson |
| Short Sales: A lot of homeowners got themselves overextended when lenders were handing out money to anyone with a pulse. As a result, a lot of sellers owe more today than their house is worth. Those forced to sell are doing so with what is called a Short Sale. This isn't another word for Bargain. If anything, it's another word for Nightmare. In a short sale, the bank can collect offers for months and pick the highest one. The rest of the buyers who have put their lives on hold are out of luck. I would strongly advise you against getting involved in one. There are enough bargains out there without putting yourself at the mercy of some office bureaucrat's capricious whims. |